This policy provides for payment of a certain specified sums in the event of accident to the insured persons.

DEATH

A capital sum payable provided death occurs within twelve months of the date of the accident to the legal personal representative of the deceased or to the insured or principal who effected insurance on the life of the deceased.

PERMANENT DISABLEMENT

Regarding total paralysis or injuries resulting in. being permanently bedridden and any other injury causing total disablement.

MEDICAL EXPENSES

Reimbursement up to the amount specified in respect of reasonable medical, surgical, hospital, nursing home fees or charges necessarily incurred within twelve (12) months of the date of the accident. The medical expenses limit to be covered is to be selected by the insured.